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Questions for first-time home buyers:
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What can I afford to buy?
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Each buyer is unique - and I'll help you find out just what you can afford. Your income and your debts will typically play the biggest roles in determining your price range.
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Do I have enough money to buy my first home?
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Mortgage Companies offer a range of programs, and they'll help you determine which can work best for you - some of their loans require little or no money down. You'll also need to consider closing costs and the escrow account for taxes and insurance. But don't get overwhelmed: I can usually get the seller to pay a large portion of your closing costs!
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What about my less-than-perfect credit report?
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Many mortgage companies today offer a variety of loan options ideal for those who have a few "dings" on their credit report. I can help match you with a bank or mortgage company who can qualify you for a low down payment program based on your credit worthiness. |
